Testimonials

"I have been dealing with Rose Kugler for fourteen years.  I have found her to be extremely knowledgeable of the industry.  On many occasions Rose has solved an insurance issue and always saves me money."

Altman Contractors, Inc.
Richard K. DeRose, Senior Vice President





"At the risk of sounding insurance dumb, our relationship with Rose Kugler and her company Risk Innovations, has been one that has been entirely one sided. She watches out for us and makes sure that we have the coverage we need for the many companies we run from our offices. Especially with the economy as bad as it currently is in Michigan, she goes above and beyond to make sure we have what we need. In addition to all of that, has saved us many thousands of dollars shopping for the best prices and coverage. She is a consummate professional, the best in a field that confuses and confounds us all."

Crescendo Homes, Inc.
Marlene K. Grattan, Commercial Property Manager





"Rose Kugler managed our insurance and risk management program for many years before forming her consulting firm, and I was quick to retain her services, becoming the second client of Risk Innovations.  That was a very good decision.  Not only does her work pay for itself through lower insurance costs, but knowing she is looking out for my company's best interest in any risk-related matter helps me to sleep better at night.  I trust her judgment and professionalism and highly recommend her services to others."

Holtzman & Silverman Construction and Realty Limited
Gilbert B. Silverman, President





"I have worked with Rose Kugler as our company’s Risk Consultant for several years now, and can honestly say I could not do my job effectively without her! She brings to us an incredible wealth of knowledge and expertise, increasing our ability to provide the best Risk Management possible for our company. We have often found ourselves involved in higher-risk markets, and Rose has been an invaluable asset in making sure our company has all the tools and information we need to make informed decisions."

Wood Partners
Kathi Urbaniak, Risk Manager





"Truly an asset to any organization, her vast knowledge and expertise saved our organization countless hours during our renewal process." "You have been a lifesaver in assisting us with our insurance process and we wouldn't have been able to effectively come close to what you have accomplished for us."

Woodbury Management, Inc.
Jonathan L. Podolsky, President







E-mail: rose@riskinnovations.com


Risk Innovations does not sell insurance, nor are we owned by,
or affiliated with, any insurance company or agency.