Up in Smoke: Insuring Cannabis-Related Businesses

The sale of legal cannabis is projected to reach $20 billion within three years. With 33 states passing laws to legalize medical cannabis and 11 allowing recreational marijuana, the insurance industry is beginning to take notice. California blazed trails by announcing the first Cannabis Business Owners Policy in June of 2017. The initial policy [...]

By |2019-09-04T20:00:59-05:00September 4th, 2019|Business, California, Cash, Insurance, Uncategorized|0 Comments

Amazon’s Fast Delivery is Changing the Marketplace

People typically prefer to shop in a brick and mortar store because they can get the items the same day. Amazon is on a quest to disrupt that model. In exchange for a $119 per year annual fee, Amazon is on a fast track to putting items in the hands of its Prime Members [...]

By |2019-08-13T11:48:56-05:00August 5th, 2019|Business, Insurance, Uncategorized|0 Comments

Feeling the Heat? How to Protect Outdoor Workers During the Hot Summer Months

Summertime means vacation and fun for many Americans.  However, the risk of heat-related illnesses for outdoor workers increases significantly as the weather gets hotter and more humid.  Construction workers, landscapers, agricultural workers, and baggage handlers have particularly increased risk of heat stroke and other heat-related illnesses. It is important for employers of outdoor workers [...]

By |2019-06-10T21:54:48-05:00June 3rd, 2019|Business, Uncategorized|0 Comments

The Future is Now – How AI is Changing the Face of the Insurance Business

Do you remember the iconic 1968 Stanley Kubrick science fiction movie, 2001:  A Space Odyssey, that first introduced Artificial Intelligence (AI) to audiences? HAL, the spaceship’s computer system and main character, was programmed to navigate all ship operating systems and oversee vital signs in the astronauts in suspended animation. When HAL started to behave [...]

By |2019-05-18T11:40:01-05:00May 16th, 2019|Business, Uncategorized|0 Comments

Don’t Get Railroaded on Your FELA Claim

Almost all private employees in the United States can collect workers’ compensation if they are injured on the job. Railroad employees are the exception to the rule, as they must file for damages through The Federal Employers Liability Act (FELA). FELA was created in 1908 when railroad use was expanding rapidly in the United States. [...]

By |2019-05-14T09:56:32-05:00April 15th, 2019|Business, Insurance, Workers' Compensation|0 Comments

Remote Employee Trends Create New Challenges in Workers’ Compensation

The workplace as we know it has dramatically changed over the last few years.  Daily commuting to a traditional office space has been replaced with virtual offices, collaborative workspaces and remote employees.  According to recent studies, regular work-at-home, among the non-self-employed population, has grown by 140% since 2005, nearly 10x faster than the rest of the [...]

Sharing Economy Trends Pose New Concerns for Insurance Coverage Gaps

Over the last few years, an entirely new way to add to household income has entered the market place. It’s called the “sharing economy.” This is an exciting and profitable industry but far too often homeowners forget a crucial step: insurance. According to Forbes: “The sharing economy is currently worth about $26 billion and [...]

Don’t Let Your Clients Sink In The Pool!

Don’t Let Your Clients Sink in the Pool! Let’s face it. There are a lot of DIFFICULT Workers' Compensation accounts out there – new ventures, coverage lapses, high experience mods, high-risk industries, etc.  I travel all over the country to foster relationships with our agency partners as my job.  I consistently hear from agents, [...]

Employee or Independent Contractor?

California Supreme Court Decision April 2018: Employee or Independent Contractor? The California Supreme Court delivered a decision on April 30, 2018 that will affect all California business segments, including insurance. In Dynamex Operations West, Inc. v. Superior Court of Los Angeles County, the court established the standard for determining whether workers in California should [...]

A Backpacker’s Guide To Insurance Marketing

  My trail name is Push. That name was given to me by my brother-in-law/hiking partner (Gopher) while on our 28th mile of the AT. For any of you who are wondering just what the hell I am talking about, the AT stands for Appalachian Trail, which most of you here in GA, SC, [...]