Does My Car Insurance Cover Uber/Lyft Exposure?

It’s summertime and you want to earn extra money for your upcoming family vacation or pay down some bills.  After researching several options, you decide that driving for Uber or Lyft works best.  You have the flexibility to schedule pick-ups when it’s convenient for you, the pay is decent, and you already have a [...]

The Importance of A Personal Articles Floater

A common misconception of homeowners is that all personal belongings are covered under their insurance policy.  Unfortunately, there are several capped coverages for the items people deem most important (think maximum jewelry limit of $5,000 in some cases).  A separate Personal Articles Floater (PAF) policy is critical to ensure your clients have the coverage [...]

By |2019-03-24T16:06:17-04:00March 14th, 2019|Insurance, Personal Lines Insurance|0 Comments

Difficult Homeowners Risks Just Got Easy!

Let’s face the facts:  Your clients are going to have homeowners’ claims.  They are going to buy that coastal secondary home in Florida or California and call you the day of closing for coverage.  They are going to rent out their seasonal home on AirBnB.  They are going to tell you there is a [...]

Sharing Economy Trends Pose New Concerns for Insurance Coverage Gaps

Over the last few years, an entirely new way to add to household income has entered the market place. It’s called the “sharing economy.” This is an exciting and profitable industry but far too often homeowners forget a crucial step: insurance. According to Forbes: “The sharing economy is currently worth about $26 billion and [...]

Why You Need Risk Innovations

Your customers work hard to build their personal and professional assets.  Protecting them from losses and providing customized insurance solutions is your number one priority – which is not always easy to do.  Claims issues happen, tough classes of business exist, and difficult geographic areas provide a challenge.  This is why Risk Innovations exists -  [...]

A Backpacker’s Guide To Insurance Marketing

  My trail name is Push. That name was given to me by my brother-in-law/hiking partner (Gopher) while on our 28th mile of the AT. For any of you who are wondering just what the hell I am talking about, the AT stands for Appalachian Trail, which most of you here in GA, SC, [...]

Top 5…Wait, 6 Ways To Survive “Snowpocalypse: The Return”

From Bruce Peddle, our Canadian Snow Bird in Hotlanta, comes a new Blog post, just in time for the the Southeast’s first winter storm of 2017. Here are the top 5 ways (and a bonus) to survive the #Snowpocalypse! 1.    Start with a shovel – not salt. It won’t kill you to sweat a [...]

By |2017-01-06T11:52:05-04:00January 6th, 2017|Breaking News, Canadian, Personal Lines Insurance, Safety|0 Comments

Hurricane Matthew Claims Information

In preparation for Hurricane Matthew approaching the Southeast, we want to make sure that you and your insureds have all the necessary claim information. Stay safe and be well! Ace Claims: 800.778.1629 AIG Claims: 888.760.9195 Chubb Claims: 800.252.4670 Fireman’s Fund Claims: 888.347.3428 Ironshore Claims: 800.466.9165 Lexington Claims: 800.931.9546 Lloyd’s of London Claims: 407.880.1100 [...]

Expand Your Markets & Boost Your Agency Premium By Optimizing Your Wholesale Broker Partnership

Frequently agencies have clients that require coverages that their in-house carriers cannot offer. And to compound things, oftentimes there’s a very short timeframe in which to find solutions. Who do you contact to help? Can they place this line of business? Can they get this done? Now? Finding and working with the proper wholesale broker [...]

E&S Is Becoming The Popular Kid At School!

The Personal Lines Insurance marketplace as we know it is evolving and changing every day.  What used to be a constant in the high net worth admitted space has now been replaced with Ace acquisitions and question marks.  As our insurance landscape continues to change, the way in which products are distributed has to change [...]

By |2016-10-26T14:11:39-04:00February 16th, 2016|Excess & Surplus, Personal Lines Insurance|0 Comments