Tips to Properly Protect Your Home This Hurricane Season

All eyes are on the weather as we approach the peak of hurricane season.  While hurricane season lasts from June 1-November 30, the most significant risk is around September 11th.  Early forecasts predict nine to fifteen named storms to hit our coasts during the 2019 season.  Significant risks to homes include flooding, wind damage, [...]

By |2019-09-03T13:11:37-04:00September 3rd, 2019|Insurance, Safety, Uncategorized|0 Comments

5 Simple Ways to Improve Your Workplace Ergonomics

Did you know that work-related musculoskeletal disorders (WMSDs) cost employers $15 to $20 billion annually in Workers' Compensation costs? While that is a huge price tag, The Bureau of Labor Statistics estimates it is only a fraction of the injury cost. They estimate that for every dollar a company spends on a workplace injury, [...]

By |2019-07-08T22:21:10-04:00July 8th, 2019|Insurance, Safety, Uncategorized|0 Comments

June is National Safety Month

The National Safety Council (NSC) and many other organizations are celebrating National Safety Month during the month of June. What are you doing to improve the safety of your people and property? The best way to reduce injuries at work, at home, on the road, and in our communities is through education about common [...]

By |2019-06-17T22:02:19-04:00June 17th, 2019|Insurance, Safety, Uncategorized|0 Comments

New Signs of a Changing Market for Workers’ Compensation

There has been a steady decline in Workers’ Compensation rates since the beginning of 2015, which is attributable to the overall market softening.  However, we are starting to see profit margin compression.  Medical loss cost severity is rising, benefits from prior accident year reserve redundancies are declining, and the growing involvement of attorneys is [...]

By |2019-02-19T11:27:14-04:00February 4th, 2019|Safety, Workers' Compensation|0 Comments

How to Navigate the Treacherous Waters of USL&H

There are a great number of commercial industries that operate their business on or near water.  Unfortunately, there are also too many commercial clients that have a standard Workers’ Compensation policy and THINK they have USL&H coverage (or worse, don’t even know that they need it).  Even some of the best insurance underwriters miss [...]

By |2019-06-10T22:16:11-04:00January 21st, 2019|Insurance, Safety, Workers' Compensation|0 Comments

Workers’ Comp Benefits and Costs Continue to Decline

The National Academy of Social Insurance (NASI) 2018 Workers’ Compensation Benefits, Costs and Coverage report, underscores a trend: The US economic recovery has spurred growth in employment and also a corresponding increase in employees covered by workers’ compensation as benefit costs continue to decline. In general workers’ compensation benefits as a share of payroll [...]

By |2019-02-19T11:16:09-04:00January 10th, 2019|Industry Update, Safety, Workers' Compensation|0 Comments

Remote Employee Trends Create New Challenges in Workers’ Compensation

The workplace as we know it has dramatically changed over the last few years.  Daily commuting to a traditional office space has been replaced with virtual offices, collaborative workspaces and remote employees.  According to recent studies, regular work-at-home, among the non-self-employed population, has grown by 140% since 2005, nearly 10x faster than the rest of the [...]

Don’t Let Your Clients Sink In The Pool!

Don’t Let Your Clients Sink in the Pool! Let’s face it. There are a lot of DIFFICULT Workers' Compensation accounts out there – new ventures, coverage lapses, high experience mods, high-risk industries, etc.  I travel all over the country to foster relationships with our agency partners as my job.  I consistently hear from agents, [...]

Top 5…Wait, 6 Ways To Survive “Snowpocalypse: The Return”

From Bruce Peddle, our Canadian Snow Bird in Hotlanta, comes a new Blog post, just in time for the the Southeast’s first winter storm of 2017. Here are the top 5 ways (and a bonus) to survive the #Snowpocalypse! 1.    Start with a shovel – not salt. It won’t kill you to sweat a [...]

By |2017-01-06T11:52:05-04:00January 6th, 2017|Breaking News, Canadian, Personal Lines Insurance, Safety|0 Comments

Have A Happy and Safe Halloween from Risk Innovations and Trusted Choice

Halloween is creeping up fast, and many consumers may not realize how frightening this scary night could be for their personal safety, their property or their bank accounts. Risk Innovations, a Trusted Choice® agency, can help families and businesses better prepare for Halloween hazards that may approach in disguise or under the cloak of darkness. [...]

By |2016-10-26T14:11:33-04:00October 25th, 2016|General Announcement, Insurance, Safety, Trusted Choice|0 Comments