Don’t Get Hacked: Get Covered

You've been hacked! These are three words that we dread in our society of technology dependency.  In 2018, billions of people were affected by data breaches and cyberattacks. USA Reports that 765 million people were hacked in the months of April, May and June alone – with losses surpassing tens of millions of dollars. [...]

Up in Smoke: Insuring Cannabis-Related Businesses

The sale of legal cannabis is projected to reach $20 billion within three years. With 33 states passing laws to legalize medical cannabis and 11 allowing recreational marijuana, the insurance industry is beginning to take notice. California blazed trails by announcing the first Cannabis Business Owners Policy in June of 2017. The initial policy [...]

By |2019-09-04T20:00:59-04:00September 4th, 2019|Business, California, Cash, Insurance, Uncategorized|0 Comments

Tips to Properly Protect Your Home This Hurricane Season

All eyes are on the weather as we approach the peak of hurricane season.  While hurricane season lasts from June 1-November 30, the most significant risk is around September 11th.  Early forecasts predict nine to fifteen named storms to hit our coasts during the 2019 season.  Significant risks to homes include flooding, wind damage, [...]

By |2019-09-03T13:11:37-04:00September 3rd, 2019|Insurance, Safety, Uncategorized|0 Comments

Amazon’s Fast Delivery is Changing the Marketplace

People typically prefer to shop in a brick and mortar store because they can get the items the same day. Amazon is on a quest to disrupt that model. In exchange for a $119 per year annual fee, Amazon is on a fast track to putting items in the hands of its Prime Members [...]

By |2019-08-13T11:48:56-04:00August 5th, 2019|Business, Insurance, Uncategorized|0 Comments

Does My Car Insurance Cover Uber/Lyft Exposure?

It’s summertime and you want to earn extra money for your upcoming family vacation or pay down some bills.  After researching several options, you decide that driving for Uber or Lyft works best.  You have the flexibility to schedule pick-ups when it’s convenient for you, the pay is decent, and you already have a [...]

5 Simple Ways to Improve Your Workplace Ergonomics

Did you know that work-related musculoskeletal disorders (WMSDs) cost employers $15 to $20 billion annually in Workers' Compensation costs? While that is a huge price tag, The Bureau of Labor Statistics estimates it is only a fraction of the injury cost. They estimate that for every dollar a company spends on a workplace injury, [...]

By |2019-07-08T22:21:10-04:00July 8th, 2019|Insurance, Safety, Uncategorized|0 Comments

June is National Safety Month

The National Safety Council (NSC) and many other organizations are celebrating National Safety Month during the month of June. What are you doing to improve the safety of your people and property? The best way to reduce injuries at work, at home, on the road, and in our communities is through education about common [...]

By |2019-06-17T22:02:19-04:00June 17th, 2019|Insurance, Safety, Uncategorized|0 Comments

Feeling the Heat? How to Protect Outdoor Workers During the Hot Summer Months

Summertime means vacation and fun for many Americans.  However, the risk of heat-related illnesses for outdoor workers increases significantly as the weather gets hotter and more humid.  Construction workers, landscapers, agricultural workers, and baggage handlers have particularly increased risk of heat stroke and other heat-related illnesses. It is important for employers of outdoor workers [...]

By |2019-06-10T21:54:48-04:00June 3rd, 2019|Business, Uncategorized|0 Comments

The Future is Now – How AI is Changing the Face of the Insurance Business

Do you remember the iconic 1968 Stanley Kubrick science fiction movie, 2001:  A Space Odyssey, that first introduced Artificial Intelligence (AI) to audiences? HAL, the spaceship’s computer system and main character, was programmed to navigate all ship operating systems and oversee vital signs in the astronauts in suspended animation. When HAL started to behave [...]

By |2019-05-18T11:40:01-04:00May 16th, 2019|Business, Uncategorized|0 Comments

The Value of Working with a Specialized Workers’ Compensation Carrier

The third quarter of 2018 saw an increase in premium renewal rates across nearly all lines of commercial business, except for workers’ compensation.  We are still operating in a softer market and commercial carriers are willing to package the workers’ comp with other lines of business.  Just because they will doesn’t mean that they [...]

By |2019-02-19T11:11:46-05:00November 5th, 2018|Uncategorized, Workers' Compensation|0 Comments