Workers’ Compensation covers medical expenses and lost wages for employees who become sick or injured due to a workplace accident. But what about cases of workplace violence, where the injury isn’t an accident? Determining if Workers’ Compensation provides...
Experts Agreeing Education (Not Mandates) Is Key to COVID Prevention and Recovery
Company leaders are now faced with how to best respond to the recent announcement from the Biden administration requiring companies with more than 100 employees to require vaccines or adhere to regular testing policies across their workforce. Many Workers’...
Workers’ Compensation, Occupational Accident Insurance, and Contingent Liability—What’s the Difference?
Despite all reasonable care and precautions, workplace accidents happen—someone makes a mistake, equipment malfunctions, Mother Nature plays a cruel trick. Companies go to great lengths to both ensure the safety of their employees and mitigate potential risks to their...
How Delaying to Report an Injury Hurts Employee and Employer
The moment an employee is injured on the job, the clock starts ticking for them to alert their employer and begin the process of filing a Workers’ Compensation claim. In most states, the deadline to submit a Workers’ Compensation claim to a company’s insurance...
Fleet Industry Tries to “Weed” Out Risk Among Drivers Now Legally Allowed to Buy Marijuana
Although most states have legalized THC usage in some form, businesses are stumbling through a cannabis policy haze as they try to sort out what changing regulations mean for insurance lines like Workers’ Compensation (WC). A recent study from the National Bureau of...
Workers’ Compensation Coverage Lookup Guide
For quick access to helpful Workers' Compensation resources, please select your state below. Alabama Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Minnesota...
Are Workers’ Comp Implications Another “Long COVID” Symptom?
With COVID-19 cases on the rise again, we are left wondering what implications the deadly virus will have on our long-term health - and the health of our employees - for years to come. For more than 80% of infected adults, there’s potential for lingering COVID...
Did the Workers’ Compensation Industry Dodge a COVID-19 Claims Bullet?
COVID-19 was a top concern for Workers’ Compensation executives at the start of 2021. As the pandemic continued, those in the industry worried about the size and number of claims that could develop. To add to their concern, many states passed compensability...
Don’t Slip and Fall into the Wrong Workers’ Comp Hands
5 Reasons to Work with Risk Innovations Workers’ Compensation Insurance has many unique intricacies, which is all the more reason to work with a specialized broker. Class codes have blurred lines, regulations and requirements are always changing, and no two...
How Lumber Prices Are Impacting the Insurance Market
What toilet paper was to us in 2020 is now what lumber is in 2021. A number of colliding factors have caused a massive lumber shortage. Add a high demand to that, and the conditions are continuing to drive up prices. The price of lumber is not just up 25 or 50%; it’s...
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